Gateway fee
On a statement: GATEWAY ACCESS
A monthly fee for the software that connects your invoicing tool, website or virtual terminal to the processor. If you send invoices with a 'pay now' link or take cards from the office, you use a gateway. It's a real service — the question is whether you're paying twice (a gateway fee here and a software subscription elsewhere).
What a fair version looks like
$0–$20 a month, plus a few cents per transaction on some gateways. Your field-service software may already include one.
What 321 Swipe would do
We map every place a card can enter your business and remove gateways you're paying for but not using.
See it on a statement
On our sample statement this line is $15.00.
Is this on your statement?
Send it and we'll tell you — along with everything else on there that shouldn't be. A phone photo of the fee page is enough.