Payment intelligencefor Blue CollarSuccess Group members.
321 Swipe helps home service contractors review their merchant statements, uncover hidden fees, improve payment visibility, and make smarter decisions about processing costs — with real people reviewing real numbers.
Vendor partner serving Blue Collar Success Group members.
Statement Review
Apex Roofing LLC · May 2026
Current Effective Rate
3.22%
What you paid
Optimized Rate
2.41%
After review
Findings
Est. Monthly Savings
$560/mo
3 issues identified · 0.81% rate improvement
Recent
FlowRight Plumbing
Invoice Paid
Summit HVAC
ACH — Job Pymt
BrightLine Electric
Mobile Payment
Insight from 321 Swipe
3 hidden fees found · $560/mo est. savings
Built for the same contractors Blue Collar Success Group helps grow.
Growth-focused contractors need more than payment processing. They need visibility into what they are paying, how money is moving, and where avoidable costs are hiding. 321 Swipe brings payment intelligence and human support to the back-office side of growth.
Know what you're really paying
We translate confusing processor statements into plain-English insights so you can see exactly what every fee means.
Find hidden fees and pricing issues
We look for markups, interchange downgrades, monthly access fees, and avoidable costs hiding in your statement.
Improve payment visibility
We help contractors understand deposits, funding timing, and payment activity — so cash flow is never a guessing game.
What a 321 Swipe review actually looks for.
Most contractors don't need another processor pitch. They need someone to translate the statement, identify the leaks, and explain what should change.
Markup Creep
Processor markups that quietly increase after the original agreement — often without notice.
Hidden Monthly Fees
PCI fees, batch fees, statement fees, access fees, and other line items that compound quietly.
Interchange Downgrades
Transactions routing at higher-cost categories due to setup, card type, or missing data.
Funding Delays
Deposits arriving slower than standard — creating cash-flow drag on completed jobs.
Payment Workflow Gaps
Manual collection steps, missed invoice payments, or disconnected job and payment data.
Contract Traps
Long-term terms, liquidated damages, auto-renewals, and cancellation penalties buried in the fine print.
See what your current processing may be costing you.
Enter your monthly volume and current effective rate for an illustrative estimate. A real review is the only way to confirm actual savings opportunities.
Your current setup
Illustrative estimate
Adjust the sliders to see your estimate.
Statement analysis that makes processing easier to understand.
Verian is 321 Swipe's payment intelligence platform. It turns processor statements into plain-English insights, clear fee visibility, and concrete savings opportunities.
Software can process payments. It can't understand your business.
Every contractor we work with gets more than a payment processor. They get a named advisor who picks up the phone, reviews their numbers, and brings savings opportunities before they have to ask.
A Named Advisor. Not a Call Center.
Every client gets a dedicated account manager who knows your business. When you have a question, you call them directly — not a 1-800 number.
Monthly Statement Reviews. Without Being Asked.
We review your processor statement every month and bring findings to you — new fees, rate changes, unusual activity — before you have to ask.
Setup Done Right. Fast.
We handle equipment, integrations, and testing. Most clients are live in under a week with zero downtime.
Ongoing Strategy. Not a One-Time Sale.
As your business grows, your payment setup should evolve. We check in regularly and adjust so you're never paying more than you should.
Everything a home service contractor needs to manage payments smarter.
Statement Analysis
Monthly reviews that translate fees, rates, and changes into plain English — with a human analyst on every review.
Payment Processing
Transparent processing for card, ACH, mobile, and online payments. Interchange-plus pricing. Next-day funding. No hidden rate creep.
Mobile Payments
Tap-to-pay, digital invoices, and field receipts — built for crews on-site, not just the office.
Recurring Billing
Support for maintenance agreements, memberships, and recurring service plans. Set up once, collect reliably.
Funding Visibility
Clearer understanding of deposits, batches, funding timing, and daily payment activity.
Surcharging
Compliance-aware surcharge program guidance designed to help offset processing costs while protecting the customer experience.
Blue Collar Success Group members: see what your processor statement is really telling you.
Send us a recent statement. We'll review it, explain what you're paying, identify potential savings opportunities, and show you where your payment setup can improve.
